MTN Mobile Money is the safest way to send and receive money. This is the provision you will make in your account, which will then allow you to transfer money to a loved one and perform other Mobile Money transactions.



How does it work?

  • Sending money to MTN MoMo customers: The holder of a MTN MoMo account sends money to another MTN MoMo account holder via his phone or internet. Both parties will receive SMS confirmation informing them of the nature of the transaction as well as their respective balance.
    Sending money to a non-subscriber of MTN Mobile Money or having no phone: The holder of a MTN MoMo account sends money to a non-MTN MoMo account holder. The system will generate a reference or “Token” that will be sent to the sender. The latter will communicate it to the recipient of the money. The recipient will then go to a point of sale with this reference in order to withdraw the money.
  • Cash-In: The process which consists of reloading your MTN MoMo account from an authorised point of sale. The holder of a MTN MoMo account goes to a Mobile sale point.

To send, dial * 126 # or access the MTN MoMo menu from your myMTN app.

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